Apple Valley, California
A financial planning firm rooted in the High Desert since 1994.
ArchAngel Financial Services works with retirees, business owners, and physicians across Apple Valley, Victorville, Hesperia, and the surrounding High Desert — with planning, investments, tax, and estate work handled in house.
Local for three decades, not three quarters.
The firm was founded in Apple Valley in 1994 on one promise: caring for our clients' financial security and peace of mind. Two generations later, we still answer our own phone.
Many High Desert families arrive with a folder of statements from four institutions and no single plan. We organize what exists, build the plan around your income needs, then invest accordingly.
How we help locally
What Apple Valley clients come to us for.
Retirement income
Turning a working lifetime of savings, pensions, and Social Security into a paycheck that lasts through a High Desert retirement.
Pension coordination
For utility, municipal, school district, and public safety employees weighing pension elections alongside 457, 403(b), and IRA assets.
Business owners
Local owners on Bear Valley Road and beyond: entity structure, retirement plans for staff, and a path to eventually sell or hand off.
Estate and trust work
California living trusts, titling, and beneficiary designations reviewed against the plan — not filed away and forgotten.
Tax-aware investing
Portfolios built with California's tax treatment in mind, coordinated with the return we or your CPA prepare.
Generational planning
Passing assets to the next generation with as little friction, cost, and confusion as possible.
Questions and answers
Working with us in Apple Valley.
- Where is your Apple Valley office?
- Our home office is at 16191 Kamana Rd, Suite 202, Apple Valley, CA 92307, and it has been the base of the firm since 1994. Call (760) 946-2220 to schedule a meeting.
- Which High Desert communities do you serve?
- Apple Valley, Victorville, Hesperia, Oak Hills, Phelan, Adelanto, Lucerne Valley, Barstow, Wrightwood, and the surrounding High Desert communities — plus clients nationwide who have since moved and continue working with us by secure video.
- Who do you typically work with in Apple Valley?
- Retirees and near-retirees turning savings into income, local business owners planning for taxes and succession, and public utility and municipal employees coordinating pensions with their own investments.
- What happens at a first meeting?
- An introductory conversation. Bring recent statements if you have them. We review where you stand, answer questions plainly, and tell you whether working together makes sense. There is no obligation.
- Do you handle planning, investments, tax, and estate work in one place?
- Yes. Coordinating those pieces in house is what sets the firm apart in the High Desert — your plan, portfolio, tax picture, and estate documents are built to agree with each other.
Also serving the coast from our Mission Valley, San Diego office.
Visit us
Our Apple Valley office.
16191 Kamana Rd, Suite 202
Apple Valley, CA 92307
Off Kamana Road in central Apple Valley, and the base of the firm since 1994. Also serving Victorville, Hesperia, Oak Hills, Phelan, and the surrounding High Desert.
Get directionsMeet us in Apple Valley.
An introductory meeting to understand your circumstances, answer your questions, and determine whether our work together makes sense.