Small business planning
We understand business owners, because that is who we are.
Many owners are so busy working in the business that nobody is building a retirement plan — or a succession plan — for them.
Planning for the business, and for the owner.
A retirement plan should work harder for the owner than it does for the average employee benefit — and it should be coordinated with your tax return, your investments, and your estate plan, not designed in isolation from them.
We build retirement plans sized to maximize the owner's own contribution, coordinate that work with tax planning and estate strategy under one roof, and put a succession plan in place long before you need one. See also our work with business owners.
What we do
We work with business owners to:
Retirement plans built to turbo-charge your own savings
Cash balance, profit sharing, and 401(k) plans designed first around what the owner can contribute — not the CalSavers minimum — while still covering the employees the law requires you to include.
A coordinated plan across estate, tax, and investments
Entity choice, reasonable compensation, and California trust and titling work handled by the same team that manages your investments — one plan instead of three separate professionals working from three different pictures.
Succession and buy-sell, planned early
Funded agreements, defensible valuation, and a documented path to sell or transfer — built years before you need it, not the year you decide to leave.
Interested in learning more?
Contact us to get started with a complimentary, no-obligation conversation.