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Estate Planning

Estate Planning is the process

of building wealth during one's

lifetime and protecting and

managing those assets in the

event of incapacity and for the

next generation. 


At ArchAngel Financial, we make it our mission to guide you and your loved ones through each step of the Estate Planning Process.  Our contracted Estate Planning attorney, Victoria Martin of ArchAngel Estate Planning, is available to review and design plans for our clients.

During our initial interview we will review your current estate plan, if any, and determine what type of planning or changes are needed to ensure your wishes are met and your estate is properly protected.  A proper estate plan can include wills, trusts, powers of attorney, and more advanced forms of planning. 

Wills: Through a properly drawn Will, you can:

  • Protect your family by making provisions to meet their present and future financial needs

  • Minimize taxes that might reduce the size of your estate

  • Name an experienced executor or personal representative who will ensure that your wishes are carried out

  • Name a guardian for your minor children

Living Trusts: A Living Trust is often considered the best strategy to:

  • Avoid probate and its expenses

  • Protect your financial privacy

  • Unify your estate's assets under one manager

  • Manage the inheritances of any beneficiaries who may be minors or who are otherwise inexperienced in asset managment

  • Provide for adult children with special needs

  • Ensure that your assets are managed prudently (by appointing a qualified trustee)

  • Provide continuing asset management for your family and other heirs after your death

  • Pass title of much of your personal and real property without interference or large expenses from the state or court

  • Secure the peace of mind of knowing your family and other heirs will be well taken care of according to your desires

Powers of Attorney: In the event of your incapacity, a properly designed health care and financial power of attorney will:

  • Ensure your end-of-life wishes are followed

  • Appoint a loved one to make decisions regarding end-of-life care

  • Give guidance to your loved ones who must make these difficult decisions

  • Direct medical personnel regarding organ/tissue donation

  • Allow a loved one to make financial decisions and sign financial documents in the event of your incapacity

  • Allow a loved one access to your personal financial information and bank accounts in the event of your incapacity

Advanced Estate Planning:

Depending on your wishes and the value of your estate, you may have the need for more advanced estate planning.  The potential for large estate taxes, while daunting, can be avoided or managed through proper estate planning tools, including:

  • Lifetime gifts to family and friends

  • Credit Shelter Trusts

  • Charitable Remainder Trusts

  • Irrevocable Life Insurance Trusts

  • Inherited IRA Trusts

If you own property and need to prepare an estate plan or need to review your current plan with a professional, please don't delay in calling our office at (760) 946-2220.