Financial Planning Process
Step One: Getting to Know Each Other
We offer a complimentary initial introductory appointment. This provides both of us with the opportunity to get to know each other and for you to present an overview of your financial framework, concerns, and expectations. We will review your current plan, complete a thorough risk analysis, needs analysis, estate profile and goals questionnaire to use as our reference source as we prepare step two. Most importantly, we will mutually determine whether you and ArchAngel will be a good fit for one another, and move on to step two.
Step Two: Strategy Development and Recommendations:
During step two we will illustrate some of the specific strategies we recommend that you institute. This appointment serves as a cursory view of our recommendations to upgrade your current plan by working hand in hand with us to achieve your goals. We will discuss these recommendations and develop a strategy together, aligning your needs, goals, and risk tolerance with the best investment strategy and products for your specific situation.
Step Three: Strategy Implementation
In step three, we will move into the strategy implementation aspect of our comprehensive wealth management platform.
Our comprehensive wealth management platform provides you with a transparent approach to holistic financial planning and integrated investment management. It is a complex and disciplined process that includes the following steps:
A deep understanding and recommendations based upon your long term goals
Collaborative Advisor/Client relationship based upon a thorough assessment of your current financial situation
Comprehensive investment and financial strategies to meet your goals
Individually tailored portfolio construction based upon your risk tolerance
Access to proprietary research and recommendations
Implementation of the strategies agreed upon
Close monitoring and performance evaluation on a regular and ongoing basis
Step Four: Comprehensive Financial Plan
In addition to the wealth management portion of your financial plan, we will provide assistance with all other aspects of your financial personality, including:
Budgeting and Debt Management
Comprehensive Insurance Audit and Planning
401(k) Investment Portfolio analysis
Income Phase Projection
Income Tax Planning
Real Estate holdings and income analysis
Professional and personal liability assessment
Estate tax liability analysis
Estate Planning and multi-generational asset transfer strategies
Integration of your plan with your other professional advisers
Step Five: Objective Tracking and Relationship Building
Because the environment of finance is constantly shifting, we will continuously monitor and review your portfolio to ensure that your investments are on track with your objectives. We will also meet with you frequently to discuss any changes, whether personal or financial, that affect your situation.
Throughout the year we offer many educational opportunities in which we bring in experts from several of the largest insurance, investment, and real estate companies in the country to discuss the economy and financial markets. We also hold entertaining events one to two times per year, where our goal is to show our clients how much we appreciate their confidence in our firm and to further develop our personal relationship.